Requisition Number: 2021-018
Job Title: Loan Processor
City: Lumberton
State: NC

Loan Processor

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Description/Job Summary

Who is Cape Fear?
Headquartered in Fayetteville, North Carolina, Cape Fear Farm Credit offers career opportunities throughout Southeastern NC. Our mission of being the lender of choice to all of agriculture and our rural communities is at the heart of what we do each and every day. We service the needs of part-time and full-time farmers, as well as the mortgage credit needs of rural homeowners. Federally chartered and a part of the national Farm Credit System, we are locally owned by our customer-owners. As we work together, we can help you achieve your goals and dreams, while strengthening our communities.  

                                                                                                                Be a Servant – Be Better – Be Gritty – Be Open & Inclusive – Be Present – Be Well

At Cape Fear Farm Credit, you would be part of one of the nation’s strongest and most respected financial institutions. Through your work, you would contribute to feeding, clothing, and fueling the world by supporting agriculture and rural America.

Loan Processor – Lumberton, NC

Cape Fear Farm Credit has an open position for a Loan Processor in our Lumberton, NC office. In this role, the Loan Processor would be responsible for preparing loan documents for timely and accurate loan closings, maintaining the intent of the approved credit package within the prepared loan documents, ensuring the Association’s collateral position is perfected while maintaining internal controls, and performing various loan origination functions. This role will report to the Loan Processing Manager.

What we offer:

  • Competitive pay
  • Comprehensive benefits
  • Company-matched 401k
  • Commitment to training and professional development
  • Meaningful work that allows one to make a difference
  • Opportunities for work-life balance


How you will impact Cape Fear Farm Credit:
  • Prepare various loans documents in accordance with approved credit package, ensuring terms, rates, conditions, collateral, descriptions, and other related information is accurately conveyed to the borrowing entities
  • Prepare and submit attorney instruction letters, ensuring the attorney provides accurate and timely services for loan closings
  • Work closely with the Loan Officer, Financial Specialists, Loan Servicing Specialists, and 3rd party attorney/closing agents to ensure an accurate and timely loan closing is completed. Process and verify that all intended collateral lien positions are perfected
  • Ensure scanning and filing of pertinent loan documents, forms, and checklists are completed timely to result in a properly set up loan file in accordance with ACA policy and procedure
  • Prepare appropriate loan funding, which may include check(s) and/or wires. Ensure funding is in accordance with ACA internal control policy and procedure
  • Timely and accurately book loan transactions to the system, ensuring both cash and non-cash processing is completed
  • Ensure accuracy between the approved credit package, documents, and final system data entry.  Complete initial post-closing loan verification and document quality review to ensure complete and accurate financial reporting
  • Assist when needed with incoming phone calls and branch visitors. Focus on building strong relationships in order to return maximum value
  • Adhere to the ACA’s internal controls and compliance policy and procedures as it relates to all actions performed
  • Efficiently supports and prioritizes high quality loan servicing and accounting from application through loan satisfaction/release

Required Qualifications

What you need to succeed:
  • Minimum of high school education with an Associate degree in business, legal, or accounting or the equivalent of experiences in these fields
  • General knowledge of computers and software applications such as Microsoft Office
  • Excellent communication, interpersonal relations, and customer service skills
  • Must be a quick learner, strong problem solver, adaptable and highly organized
  • Work independently under general supervision
  • Must have the ability to flex location within the ACA footprint to cover other branches if absolutely needed

Preferred Qualifications

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    We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

    If you need a reasonable accommodation for any part of the employment process, please contact us by email at and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.

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