Requisition Number: 2021-015
Job Title: Loan Officer
City: Lumberton
State: NC

Loan Officer

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Description/Job Summary

Who is Cape Fear?
Headquartered in Fayetteville, North Carolina, Cape Fear Farm Credit offers career opportunities throughout Southeastern NC. Our mission of being the lender of choice to all of agriculture and our rural communities is at the heart of what we do each and every day. We service the needs of part-time and full-time farmers, as well as the mortgage credit needs of rural homeowners. Federally chartered and a part of the national Farm Credit System, we are locally owned by our customer-owners. As we work together, we can help you achieve your goals and dreams, while strengthening our communities.  

                                                                                              Be a Servant – Be Better – BeGritty – Be Open & Inclusive – Be Present – BeWell

At Cape Fear Farm Credit, you would be part of one of the nation’s strongest and most respected financial institutions. Through your work, you would contribute to feeding, clothing, and fueling the world by supporting agriculture and rural America.

Commercial Loan Officer - Lumberton or Raeford, NC

Cape Fear Farm Credit is seeking a Commercial Loan Officer at our branch in Lumberton or Raeford, NC. In this role, the Loan Officer will work independently to originate and service loans, market financial services, and develop strong working relationships with our customers, while growing our business in their assigned territory. This Loan Officer will service a loan portfolio size of approximately $50-65MM. This role will report to the Branch Manager.

What we offer:

  • Competitive pay
  • Comprehensive benefits
  • Company-matched 401k
  • Commitment to training and professional development
  • Meaningful work that allows one to make a difference
  • Opportunities for work-life balance

Responsibilities/Duties

How you will impact Cape Fear Farm Credit:

  • Actively participate and seek lending relationships with existing customers and new customers
  • Coordinates applications for branch-referred new and existing customers
  • Develop and analyze all types of credit information
  • Use delegated authority to approve loan structures, pricing, and conditions on loan transactions
  • Evaluate risk of loan transactions and assign probability of default and loss given default, ensure credit quality
  • Ensures loans are in compliance with Association's policies and procedures
  • Collaborate effectively with team members and neighboring departments
  • Remain active in community and industry events
  • Demonstrate a commitment to fair lending practices
  • Build and maintain a positive working relationship with others to enhance the Association’s reputation in the market

Required Qualifications

What you need to succeed:

  • Education and/or experience equivalent to Bachelor's degree in business, finance, accounting or agricultural economics
  • Strong interpersonal, sales, negotiating and problem solving skills
  • Detail oriented and excellent communication (oral and written) skills
  • Computer experience with intermediate skills in Microsoft Office and Outlook
  • Travel within Cape Fear Farm Credit's territory and outside the territory for training from time to time

Preferred Qualifications

  • Agricultural background preferred
  • Lending experience preferred
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We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at CFE-HR@agfirst.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.



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