Requisition Number: 2021-003
Job Title: Commercial Loan Officer
City: Elizabethtown
State: NC

Commercial Loan Officer

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Description/Job Summary

Cape Fear Farm Credit is seeking a Commercial Loan Officer for our Elizabethtown office. This Loan Officer will work independently to originate and service loans, market financial services and develop strong working relationships with our customers, while growing our business in their assigned territory.This Loan Officer will service a loan portfolio size of approximately $50-65MM.

Who is Cape Fear?

Headquartered in Fayetteville, North Carolina, Cape Fear Farm Credit offers career opportunities throughout Southeastern North Carolina. Cape Fear Farm Credit’s mission of being the lender of choice to all of agriculture and our rural communities is at the heart of what we do each and every day. We service the credit needs of part-time and full-time farmers, as well as the mortgage credit needs of rural homeowners. Federally chartered and a part of the national Farm Credit System (, we are locally owned by our customer-owners. As we work together, we can help you achieve your goals and dreams, while strengthening our communities.

What are the benefits of working here?

•             Competitive pay

•             Comprehensive benefits

•             Company-matched 401K

•             Commitment to training and professional development

•             Find meaning in your work and make a difference

•             Bring your whole self to work

•             Opportunities for work-life balance

Why would I want to work here?

At Cape Fear Farm Credit, you would be part of one of the nation’s strongest and most respected financial institutions. Through your work, you would contribute to feeding, clothing and fueling the world by supporting agriculture and rural America.


  • Actively participate and seek lending relationships with existing customers and new customers
  • Coordinates applications for branch referred new and existing customers
  • Develop and analyze all types of credit information
  • Use delegated authority to approve loan structures, pricing, and conditions on loan transactions
  • Evaluate risk of loan transactions and assign probability of default and loss given default, ensure credit quality
  • Ensures loans are in compliance with the Association's policies and procedures
  • Collaborate effectively with team members and neighboring departments
  • Remain active in community and industry events
  • Demonstrate a commitment to fair lending practices
  • Build and maintain a positive working relationship with others to enhance the Association's reputation in the market

Required Qualifications

  • Bachelor's degree in business, finance, accounting, or agricultural economics
  • Strong interpersonal, sales, negotiating and problem solving skills
  • Detail oriented and excellent communication (oral and written) skills
  • Computer experience with intermediate skills in Microsoft Office and Outlook
  • Travel within Cape Fear Farm Credit's territory and outside the territory for training from time to time


  • Agricultural Background
  • Lending experience
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We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.

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